Employee Benefits
Market
We specialize in mid-sized closely held companies that typically have between 50 and 1,000 employees
ACA Compliance, HRIS Technologies, PCORI, TPA partnerships including the set-up of H.S.A.’s, H.R.A.’s, and F.S.A.’s along with COBRA administration
We currently have over 80 Carrier Partnerships
Fully Insured
The simplest form of health insurance
This is an attractive option for many clients because of its simplicity and ease in compliance
It allows for certain risk aggregations and can be a good option when size and risk preclude a group from entering other funding options
Self-Funded
For some clients participating in larger risk groups or engaging in alternative forms of funding is advantageous
They may have certain tolerances or find themselves in industries that are uniquely fitted for these strategies
Captives and Alternative Funding
It behooves many of our clients to self fund their employee benefits initiative
This funding philosophy allows companies to leverage size and risk to manage fixed costs. In return this can improve a company’s plan spend
We can administer many types of self-funded plans, ERISA expertise, forecasting and data analytics, and many Stop-Loss and TPA carrier options