Employee Benefits

Market

We specialize in mid-sized closely held companies that typically have between 50 and 1,000 employees

ACA Compliance, HRIS Technologies, PCORI, TPA partnerships including the set-up of H.S.A.’s, H.R.A.’s, and F.S.A.’s along with COBRA administration

We currently have over 80 Carrier Partnerships

Fully Insured

The simplest form of health insurance

This is an attractive option for many clients because of its simplicity and ease in compliance

It allows for certain risk aggregations and can be a good option when size and risk preclude a group from entering other funding options

Self-Funded

For some clients participating in larger risk groups or engaging in alternative forms of funding is advantageous

They may have certain tolerances or find themselves in industries that are uniquely fitted for these strategies

 

Captives and Alternative Funding

It behooves many of our clients to self fund their employee benefits initiative

This funding philosophy allows companies to leverage size and risk to manage fixed costs. In return this can improve a company’s plan spend

We can administer many types of self-funded plans, ERISA expertise, forecasting and data analytics, and many Stop-Loss and TPA carrier options